Insurance Law in Jordan — Types of Insurance, Policyholder Rights, and Disputes
Overview
Jordan Insurance Law No. 33 of 1999 governs the insurance sector, overseen by the Jordan Insurance Commission.
Types of Insurance
- Motor: mandatory third-party liability; optional comprehensive.
- Life: financial protection for beneficiaries on death or total disability.
- Health: common in private sector; linked to employment contracts.
- Property and fire coverage.
- Professional liability: growing for doctors, lawyers, engineers.
Key Principles
Utmost good faith, insurable interest, indemnity principle, and subrogation.
Disputes
Company complaint → Insurance Commission → arbitration (if in policy) → civil court.